HOUSLANGER AND ASSOCIATES JUDGMENTS
We defend consumers against many debt buyers and debt law firms in New
York and New Jersey. One frequent debt collection law firm is Houslanger
and Associates which is located in Long Island but very often is able
to reach consumers country wide. The most common inquiry that we receive
about this firm is that they have levied a consumer's bank account
or are about to start garnishing their wages. Very often Houslanger is
even able to freeze bank accounts outside of New York which most other
firms do not do. We have received many calls from consumer’s in
Florida, Texas, North Carolina and many others with an inquiry that a
consumer's bank account is levied. This happens frequently because
consumers bank with large national banks like JP Morgan Chase and Bank
of America. Since these banks have branches all across the country, a
judgment obtained in New York allows Houslanger to have these banks levy
an account in North Carolina if the funds are there. The New York exemptions
still apply in that state so a consumer can still remove $2,640 out of
the account for example.
We have not seen too many cases originate from Houslanger's office
in the form of a new lawsuit against a consumer although they do sue consumers
to attempt to obtain default judgments. Instead, they often receive debt
buyer cases that have been bought and sold a few times over and cases
that have usually been transferred from a different law firm or firms
whom may have been the original law firm on the action. It is important
to note that Houslanger or any other law firm that acquires a debt must
send a notice to the consumer and file a notice with the court stating
that they are the new attorney of record. Frequently this is the missing
piece of the puzzle and can be a reason to seek dismissal of a debt case.
Houslanger commonly attempts to enforce judgments that have already been
entered and transferred to them on behalf of debt buyers such as Palisades
Acquistion/Collection, New Century Financial, older cases such as LR Credit
and more recently, private student loan lenders such as National Collegiate
Trust. Judgments enforced by Houslanger and Associates can be vacated
and dismissed by order to show cause in New York which also releases levied
bank accounts and stays any wage garnishment.