Lebedin Kofman LLPBy
After handling many of these cases we have seen consistent defenses that can be used to defend against LR Credit and Pinpoint Technologies cases. First and foremost, these companies are debt buyers and have a difficult time proving that their debt has been properly assigned or sold to their rightful owner. This burden is exacerbated by the fact that Stephen Einstein acquired most of these files from Mel Harris while that firm was liquidating. How much of the proof was actually transferred no one will actually know. Second, we have seen that a substitution of counsel informing the court and client that Stephen Einstein are the new debt collection law firm retained by these debt buyers is almost never sent. Thus, under the NYCPLR and the rules of evidence, Stephen Einstein should have a difficult time proving their burden on these cases.