Blog Posts in October, 2015

Restructuring Loans: Many private loan borrowers want to repay their loans but require alternative repayment plans when their income is insufficient to meet minimum required repayments. In 2008, 10% ...

CFPB has released a report outlining the servicing failures by both federal and private student loan borrowers. Consumers have expressed discontent with the practices of many loan providers. These ...

The collection litigation and creditor law firms Mel S. Harris and Stephen Einstein appear to have merged ownership. As a result of this merger the firms have expanded their staff and relocated to a ...

Debt collection agencies are tricky groups, to put it nicely. They buy up debts from major credit card companies and banks at minimal value, all in hopes of being able to turn a profit by collecting ...

Recently we have been receiving numerous calls from consumers stating that collection law firms or agencies are telling them to simply sign a “conditional release” with their bank to unfreeze their ...

Over the past few years we have seen a substantial rise in the number of student loan lawsuits filed by New Jersey Higher Education against students in both New York and New Jersey. Although they are ...