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Recent Posts in Debtor Rights Category

FORSTER AND GARBUS DEFAULT JUDGMENT VACATED

We were retained by a client that discovered a 2007 default judgment from Capital One Bank, a common predatory lender who were represented by Forster and Garbus, a debt collection law firm after ...
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Midland Funding Judgment Vacated and Debt Resolved

We were contacted by a client who learned that she had a default judgment entered against her back in 2008 by Midland Funding or Midland Credit Management, one of the biggest debt buying companies in ...
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PRESSLER & PRESSLER JUDGMENT RESOLVED

As often occurs, our client learned about a 2008 default judgment when his bank account was frozen by debt collection attorneys Pressler & Pressler in connection to a debt owned by First ...
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UNIFUND CCR CASE DISMISSED

We were retained in this situation to defend our client in New Jersey as she was being sued by Unifund CCR, a common debt buyer through the law firm of Ragan & Ragan, who commonly handle these ...
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Class Action Suit Alleges Rubin & Rothman's Unlawful Collection of Debts

A recent class action suit has been filed by a New Jersey man against debt collection law firm, Rubin & Rothman, LLP alleging violations of the Fair Debt Collection Practices Act including use of ...
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Federal Regulators Announce Effort to Fight Abusive Debt-Collection Practices

In a new national campaign targeting abusive debt-collection practices, the Federal Trade Commission emphasized working with its state partners to combat illicit debt collection practices such as ...
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How to Get a Mortgage Despite Past Judgments or Delinquent Accounts

After months of preparation, packing, and document gathering, you are finally ready to move into your new home. The phone rings and you hear the words that no new potential home owner wants to hear, ...
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Changes in New York City's Credit Check Laws

In May of this year, New York City Mayor Bill Deblasio signed a bill that amends the City’s Human Rights Law to prohibit “most employers from inquiring into or considering a prospective or ...
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Madden v. Midland Funding, LLC

In the recent case Madden v. Midland Funding, LLC, the Second Circuit held that state usury laws were not necessarily preempted “where a loan originated by a national bank is subsequently sold ...
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NYC Rule for Debt Collection Law Firms

New York City adopted Local Law 15 in 2009. Under this law, law firms that also act as debt collectors were added to the list of entities regulated as debt collectors. However, law firms that collect ...
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NY Rent Stabilized Apartments Ruled to Be Exempt in Bankruptcy

In a 5-2 vote, the New York Court of Appeals on a huge bankruptcy issue has ruled that rent-stabilized apartments are exempt from the bankruptcy estate, meaning that they will not be sold from under ...
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Private Student Loan Lenders May Be to Blame for Default

The Consumer Financial Protection Bureau (CFPB) has released a report concluding that people with private student loans are driven into default because of their lenders' failure to provide ...
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Court Rules Against Contacting Deceased's Family Members

The United States Court of Appeals for the Second Circuit ruled in Nigro v. Mercantile Adjustment Bureau, LLC that unsolicited phone calls concerning a dead relative's debt are prohibited by the ...
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Federal Credit Reporting Act Violations in New York

The United States District Court for the Southern District of New York in Crawford v. Recovery Partners, partially granted plaintiff's motion to amend his complaint against defendant, Recovery ...
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7 Things To Know About What Creditors CANNOT Do When You Apply for Credit

Creditors cannot… Discourage you from applying or reject your application based on your race, color, religion, national origin, sex, marital status, age, or because you receive public ...
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