Our client contacted our firm after discovering that his bank account was
frozen. Upon inspection, we ascertained that the bank levy was imposed by the
NYC Marshall due to a judgment entered against our client in 2009. The judgment creditor
was DNS Equity Group Inc., a debt buyer who had purchased our client’s
credit card debt from Chase Bank.
DNS Equity was being represented by Daniels, Norelli, Scully and Cecere,
whom Lebedin Kofman LLP often handles cases with successfully. The current
balance of the judgment currently totaled $11,733.79. After reviewing
the case with our client, we discovered that he resided in Manhattan at
the time of the lawsuit, not Queens County where the original lawsuit
was filed. A creditor suing a debtor in the improper county is a violation of the
Federal Debt Collection Practices Act (FDCPA). Once such a violation is observed, a skilled consumer rights attorney
should be able to use it as leverage to obtain a better settlement for
Here, we were able to successfully use this information together with other
hardship details to obtain a settlement of 70% off the original balance
owed within 9 days of our office being retained, saving our client $8,213.
This settlement agreement involved our client’s bank being released,
allowing him to quickly regain access to his account, and the judgment
against him being vacated.