Providing Debt Relief for Clients Throughout the State of New York
    • FORSTER & GARBUS DEBT COLLECTION

      Forster and Garbus is very likely the biggest and most well-known debt collection law firm in New York. They practice in New Jersey as well although their presence there is not quite as large. Forster ...

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    • Six Things To Know About Which Debts to Prioritize

      Deciding which debts to pay first is a personal decision that is different for many people in different circumstances, but a consumer debtor should know about which debts are priority and should be ...

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    • AMERICAN EXPRESS DEBT LAWSUIT SETTLED

      We were retained on a case where American Express sued a consumer for $80,000 based on an allegedly defaulted American Express Platinum card. American Express is an original creditor whom very rarely ...

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    • MEYERS SAXON & COLE BUSINESS AND STUDENT LOAN DEBT

      Meyers Saxon and Cole is a debt collection law firm based in Brooklyn that mainly handles business debt matters as well as some private student loan collection. We have defended many businesses ...

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    • Arrowood Indemnity Private Student Loans

      Arrowood Indemnity is one of the most common private student loan creditor’s that sue consumers and try to enforce default judgments. Many people still wonder who they really are. Almost every client ...

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    • ARROWOOD INDEMNITY PRIVATE STUDENT LOAN

      Our client was sued by the law office Stawiarski & Associates, PC on a private student loan in that was allegedly in default. They did so on behalf of their client Arrowood Indemnity Co, a common ...

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    • ASSET ACCEPTANCE JUDGMENT SETTLED

      We were retained by a client who had a $35,000 judgment against her by Asset Acceptance, a common debt buyer. They had retained the debt collection law firm of Sharinn and Lipshie PC to sue our client ...

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    • MIDLAND FUNDING, ASSET ACCEPTANCE & PORTFOLIO RECOERY ASSOCIATES SEEK DISMISSAL OF DEBT COLLECTION CLASS ACTION

      In early March, several banks and debt collectors filed a brief in the Second Circuit that asked the court to dismiss a case brought by consumers in a debt collection proposed class action on the ...

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    • Five New York Judgments Vacated and Dismissed for Client

      We were retained by a client living in Arizona who had 5 NY judgments on his credit report and was distraught by the effect these judgments were having on his credit score and ability to obtain ...

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    • CREDIT ACCEPTANCE, AUTOVEST, FORD MOTOR, TOYOTA FINANCIAL REPOSESSION DEBT CASES ON THE RISE

      Recently we have seen the number of auto repossession debt cases rise significantly. Auto-repo cases stem from consumers falling behind on their payments on a leased or financed car. When the car is ...

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    • BANK OF AMERICA/FIA & UNIFUND CCR DEBT MATTERS

      Generally, creditors and debt buyers will exclusively retain one or two debt collection law firms to either collect debt that is owed to them or to obtain and enforce a judgment. These debt collection ...

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    • Can I Get a Judgement Vacated Without Going Through The Court Process?

      One way of vacating a judgement without actually going through the court process is by contacting the law firms directly and negotiating with them to vacate the judgement. Oftentimes consumers or ...

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    • What Are The Differences Between Money And Other Judgements?

      The only real difference between money judgements and other judgements is that the former applies to situations in which the plaintiff can actually enforce that judgement and obtain money from the ...

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    • How Can Someone Vacate A Judgement?

      There are a few different ways that New York State allows a person to vacate judgements and reopen cases. There are also some practical ways that it can be done outside of the law through negotiation. ...

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    • U.S Court of Appeals Affirms Cach, LLC Decision

      In May 2016, the United States Court of Appeals for the Seventh Circuit affirmed that the FDCPA does not contain a requirement that a debt collect must intend to proceed to trial when it files a ...

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    • THREE CAPITAL ONE DEBT CASES SETTLED WITH MALEN & ASSOCIATES

      Recently we were retained by multiple clients whom had Capital One debt cases against them. Capital One Bank is generally known to be one of the more aggressive creditors in the consumer debt world. ...

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    • Cavalry Portfolio Services Fined for Abusive Debt Collection Practices

      The Arizona Department of Financial Institutions recently assessed a $175,000 fine against Calvary Portfolio Services after an investigating the company’s practices and reviewing approximately sixty ...

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    • CFPB Sues Navient For Deceptive Student Loan Practices

      The Consumer Financial Protection Board has taken action against Navient, the nation’s largest student loan lenders for engaging in illegal and deceptive activities and failing borrowers at every ...

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    • New Debt Collection Rules Unveiled

      Debt collectors and their aggressive collection practices have attracted the attention of federal and state regulatory agencies over the past year because of an excessive amount of consumer complaints ...

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    • Pressler & Pressler and New Century Financial ordered to stop deceptive practices

      In a recent action, the Consumer Financial Protection Bureau ordered a debt collection law firm and two principal partners to stop filing deceptive lawsuits based on faulty or nonexistent evidence. ...

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    • Houslanger & Associates Federal Lawsuit Revived

      On Monday, the Second Circuit ruled that Andrew Benzemann should be allowed to sue Citibank after his account was frozen while the bank tried to collect another customer’s debt. This case stems from ...

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    • Citibank Ordered to Provide Relief to Consumers

      The Consumer Financial Protection Bureau took two separate actions against Citibank for illegal debt sales and debt collection practices. The CFPB ordered Citibank to pay $5 million in consumer relief ...

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    • MIDLAND FUNDING, ASSET ACCEPTANCE & PORTFOLIO RECOERY ASSOCIATES SEEK DISMISSAL OF DEBT COLLECTION CLASS ACTION

      In early March, several banks and debt collectors filed a brief in the Second Circuit that asked the court to dismiss a case brought by consumers in a debt collection proposed class action on the ...

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    • Class Action Suit Alleges Rubin & Rothman's Unlawful Collection of Debts

      A recent class action suit has been filed by a New Jersey man against debt collection law firm, Rubin & Rothman, LLP alleging violations of the Fair Debt Collection Practices Act including use of ...

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    • Huge Settlement for New York Default Judgment Victims

      Several thousands of New Yorkers affected by a major debt collection scheme will receive $59 million in a class-action settlement filed in the Federal District Court in Manhattan. This settlement will ...

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    • Cohen & Slamowitz is Now Selip & Stylianou LLP

      Cohen & Slamowitz , one of the major New York debt collection law firms has changed their name to Selip & Stylianou. Cohen and Slamowitz were notoriously known for their aggressive debt collection ...

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    • Cohen & Slamowitz

      Our firm was retained by an elderly client who was frantic that Cohen and Slamowitz had frozen her bank account. We investigated and found that Citibank, the original creditor had been able to obtain ...

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    • Problems with Private Student Loans

      Many students accept private student loans when federal loans will not cover the complete cost of attending college or grad school. However, private loans can cost significantly more than federal ...

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    • What to Know Before Co-Signing a Loan

      When co-signing a loan it is important think about the financial risk and obligations involved. A cosigner is a person who agrees to pay a borrower’s debt if he or she defaults on the loan. If you ...

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    • Sunrise Credit Services Auto Repossession Case

      Our client co-signed on a car note for her then boyfriend. He later defaulted on the payments, the car was then repossessed and sold at auction. Then, Sunrise Credit Services, Inc. (a collection ...

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    • NCO Portfolio Management Debt Dismissed

      A former client retained our services again when another old debt came back to potentially garnish his wages. A default judgment had been entered against him in 2008 by NCO Portfolio Management , one ...

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    • CREDIT CARD DEBT

      The average United State household carries approximately $15,355 in credit card debt. Regardless of the financial trends over the past 15 years, American credit habits have remained consistent. ...

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    • Credit Score Basics

      Credit scores have become increasingly important, especially when it comes to loans and mortgages. Credit histories and scores are used as indicators to determine the reliability of consumers and the ...

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    • How to Get a Mortgage Despite Past Judgments or Delinquent Accounts

      After months of preparation, packing, and document gathering, you are finally ready to move into your new home. The phone rings and you hear the words that no new potential home owner wants to hear, ...

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    • Changes in New York City's Credit Check Laws

      In May of this year, New York City Mayor Bill Deblasio signed a bill that amends the City’s Human Rights Law to prohibit “most employers from inquiring into or considering a prospective or current ...

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    • Daniels Norelli, Stephen Einstein & Associates & Mullooly Jeffrey Rooney & Flynn Cases Defended

      Clients often come to our firm with multiple judgments entered against them during a time of financial hardship in their lives. Most commonly, it is the result of job loss, divorce, or medical issues. ...

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    • MEYERS SAXON & COLE BUSINESS AND STUDENT LOAN DEBT

      Meyers Saxon and Cole is a debt collection law firm based in Brooklyn that mainly handles business debt matters as well as some private student loan collection. We have defended many businesses ...

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    • HOUSLANGER AND ASSOCIATES JUDGMENTS

      We defend consumers against many debt buyers and debt law firms in New York and New Jersey. One frequent debt collection law firm is Houslanger and Associates which is located in Long Island but very ...

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    • MIDLAND FUNDING, ASSET ACCEPTANCE & PORTFOLIO RECOERY ASSOCIATES SEEK DISMISSAL OF DEBT COLLECTION CLASS ACTION

      In early March, several banks and debt collectors filed a brief in the Second Circuit that asked the court to dismiss a case brought by consumers in a debt collection proposed class action on the ...

      Read More
    • NATIONAL COLLEGIATE STUDENT LOAN TRUST LAWSUITS

      Recently, National Collegiate Trust filed a massive number of lawsuits against borrowers across the United States. States where these lawsuits have been filed include Florida, New York, Michigan, ...

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    • ARROWOOD INDEMNITY PRIVATE STUDENT LOAN

      Our client was sued by the law office Stawiarski & Associates, PC on a private student loan in that was allegedly in default. They did so on behalf of their client Arrowood Indemnity Co, a common ...

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    • MAIDENBAUM & ASSOCIATES DEBT SETTLED

      Our firm was contacted after our client’s bank account was restrained as the result of a default judgment entered by Accounts Receivable System a debt buyer that bought this particular debt from ...

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    • HOUSLANGER AND ASSOCIATES JUDGMENTS

      We defend consumers against many debt buyers and debt law firms in New York and New Jersey. One frequent debt collection law firm is Houslanger and Associates which is located in Long Island but very ...

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    • LVNV FUNDING AND ERIN CAPITAL MANAGEMENT DEBT CASES DISMISSED

      We recently had two clients with similar situations having default judgments against them that were both being enforced by the debt collection law firm, Eltman Law, formerly known as Eltman and ...

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    • Unifund CCR Judgment Vacated Against Mullooly, Jefferey, Rooney and Flynn

      We were retained by a client who received a wage garnishment execution order which caused a major problem for her as she was a financial advisor for a bank. A default judgment was placed against her ...

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    • FORSTER AND GARBUS DEFAULT JUDGMENT VACATED

      We were retained by a client that discovered a 2007 default judgment from Capital One Bank, a common predatory lender who were represented by Forster and Garbus, a debt collection law firm after ...

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    • FTC Wins Summary Judgment Action Against New York Based Debt Collector

      In late October, a federal judge for the United States District Court for the Western District of New York granted summary judgment in an action taken by the FTC against a group of abusive debt ...

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    • Debt Collector, Allied Interstate LLC Sued for $10 Million over Robocalls

      Four district attorneys in California have sued debt collection company, iQor, and its subsidiary, Allied Interstate LLC for $10 million. The district attorneys have alleged that the companies ...

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    • Handling Holiday Debt

      With the holidays rapidly approaching, it can be easy to get caught up in the exciting spirit of gift giving and party hosting. That is until your post-holiday credit card bill shows up at your door. ...

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    • Huge Settlement for New York Default Judgment Victims

      Several thousands of New Yorkers affected by a major debt collection scheme will receive $59 million in a class-action settlement filed in the Federal District Court in Manhattan. This settlement will ...

      Read More
    • How to Get a Mortgage Despite Past Judgments or Delinquent Accounts

      After months of preparation, packing, and document gathering, you are finally ready to move into your new home. The phone rings and you hear the words that no new potential home owner wants to hear, ...

      Read More
    • Legal Action Taken against New York Debt Collection Scheme

      In early November, the Consumer Financial Protection Bureau and the New York Attorney General, filed a lawsuit in a federal district court against a debt collection network based in Buffalo, New York. ...

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    • FTC and U.S District Court Stop Debt Scam

      The United States District Court has ordered a permanent injunction against a Chicago-based debt collection company. Stark Recovery targeted both consumers and other collection agencies with fake debt ...

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    • NAVIENT PRIVATE STUDENT LOAN DEBT SETTLED

      Recently, we were retained by a consumer who was sued by Navient, a private student loan lender, and probably the biggest student loan lender in the country. The lawsuit against her was for over ...

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    • FORSTER AND GARBUS DEFAULT JUDGMENT VACATED

      We were retained by a client that discovered a 2007 default judgment from Capital One Bank, a common predatory lender who were represented by Forster and Garbus, a debt collection law firm after ...

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    • Houslanger and Associates Judgment Vacated

      We were contacted about a default judgment obtained against a consumer by Palisades Acquisition, a debt buyer using the services of Todd Houslanger & Associates to enforce the judgment against him for ...

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    • FORSTER AND GARBUS DEFAULT JUDGMENT VACATED

      We were retained by a client that discovered a 2007 default judgment from Capital One Bank, a common predatory lender who were represented by Forster and Garbus, a debt collection law firm after ...

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    • Midland Funding Judgment Vacated and Debt Resolved

      We were contacted by a client who learned that she had a default judgment entered against her back in 2008 by Midland Funding or Midland Credit Management, one of the biggest debt buying companies in ...

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    • PRESSLER & PRESSLER JUDGMENT RESOLVED

      As often occurs, our client learned about a 2008 default judgment when his bank account was frozen by debt collection attorneys Pressler & Pressler in connection to a debt owned by First Resolution ...

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    • RUBIN & ROTHMAN DEFAULT JUDGMENTS

      Rubin and Rothman is a major debt collection law firm in both the New York and New Jersey areas. They handle a wide array of consumer debt collection ranging from credit cards to private student ...

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    • PRIVATE STUDENT LOAN DEFAULT

      https://getoutofdebt.org/63127/top-10-reasons-stop-paying-unaffordable-private-student-loan Many consumers experience trouble when trying to pay off their private student loans and unsure of their ...

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    • Kirschenbaum, Phillips & Levy Lawsuit Defense

      Our client was sued by the Law Offices of Kirschenbaum, Phillips, & Levy, PC for a $6,977 Discover defaulted credit card account in Nassau County. Our client had been out of work for approximately ...

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    • BANK ACCOUNT UNFROZEN AND JUDGMENT VACATED FOR DISCOVER BANK FORSTER & GARBUS DEBT

      Our client retained us after her bank account was frozen for $6,000 one day. Like many New Yorkers, she woke up and now could not pay any of her bills and was left with no money to live because her ...

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    • Discover Private Student Loan Discharged

      We were retained on two defaulted Discover private student loans that totaled about $80,000. These loans were originally issued by Citibank but later sold and transferred to Discover as most Citibank ...

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    • ERIN CAPITAL MANAGEMENT WAGE GARNISHMENT

      We were recently retained by a consumer to help with an Erin Capital Management default judgment against her. Erin Capital Management is a common debt buyer that buys debt from original creditors such ...

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    • Eltman Law Case Resolved

      Our client retained us after he received a notice from his bank regarding a judgment entered against him in 2008 in Ulster County Supreme Court. The letter indicated that the judgment creditor was ...

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    • "Zombie Debt" Lawsuits Bring Old Debts Back to Life

      When a person satisfies a debt either through payment or bankruptcy discharge, it should be gone forever – dead and buried, never to be seen again. This seems like common sense, right? Unfortunately, ...

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    • FDCPA Action Brought Against Portfolio Recovery Associates

      Plaintiff Tracy Bourma filed a complaint in the United States District Court for the Middle District of Louisiana in May 2016 against Portfolio Recovery Associates and Experian Information Solutions ...

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    • New Debt Collection Rules Unveiled

      Debt collectors and their aggressive collection practices have attracted the attention of federal and state regulatory agencies over the past year because of an excessive amount of consumer complaints ...

      Read More
    • U.S Court of Appeals Affirms Cach, LLC Decision

      In May 2016, the United States Court of Appeals for the Seventh Circuit affirmed that the FDCPA does not contain a requirement that a debt collect must intend to proceed to trial when it files a ...

      Read More
    • FDCPA Action Brought Against Portfolio Recovery Associates

      Plaintiff Tracy Bourma filed a complaint in the United States District Court for the Middle District of Louisiana in May 2016 against Portfolio Recovery Associates and Experian Information Solutions ...

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    • Mel S. Harris and Stephen Einstein & Associates Merger

      The collection litigation and creditor law firms Mel S. Harris and Stephen Einstein appear to have merged ownership. As a result of this merger the firms have expanded their staff and relocated to a ...

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    • First Commerce LTD: Case Dismissed

      Our client a resident of Florida contacted us about a default judgment placed against him in New York County in 1997. He learned of the judgment when he received a bank levy notice stating that the ...

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    • Atlantic Credit & Finance Judgment Vacated

      Our client received a wage garnishment notice through his job and realized that there was a judgment against him by Atlantic Credit & Finance , a debt buyer that he had no idea about from 2007. He ...

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    • FORSTER & GARBUS DEBT COLLECTION

      Forster and Garbus is very likely the biggest and most well-known debt collection law firm in New York. They practice in New Jersey as well although their presence there is not quite as large. Forster ...

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    • SLM PRIVATE CREDIT STUDENT LOAN TRUST VL FUNDING LLC, FORSTER AND GARBUS, JUDGMENT REMOVED AND WAGE GARNISHMENT STOPPED

      Every day, we receive calls from people who have judgments ruining their credit, yet they were never given the ability to defend themselves in court. People are sued in New York and New Jersey daily ...

      Read More
    • BANK ACCOUNT UNFROZEN AND JUDGMENT VACATED FOR DISCOVER BANK FORSTER & GARBUS DEBT

      Our client retained us after her bank account was frozen for $6,000 one day. Like many New Yorkers, she woke up and now could not pay any of her bills and was left with no money to live because her ...

      Read More
    • BANK ACCOUNT UNFROZEN AND JUDGMENT VACATED FOR DISCOVER BANK FORSTER & GARBUS DEBT

      Our client retained us after her bank account was frozen for $6,000 one day. Like many New Yorkers, she woke up and now could not pay any of her bills and was left with no money to live because her ...

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    • STEPHEN EINSTEIN & ASSOCIATES VACATES MRC RECEIVABLES CORPORATION JUDGMENT; UNFREEZES BANK ACCOUNT AND DISMISSES $11,000 CASE AGAINST OUR CLIENT

      Our client contacted us after his bank account was frozen because of a NY judgment entered against him in 2005 for $6,600. We quickly found that the judgment entered against him in Queens County Civil ...

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    • NATIONAL COLLEGIATE STUDENT LOAN TRUST

      As we have mentioned in many of these blog posts, National Collegiate Student Loan Trust or (NCSLT), is one of the largest and most common private student loan creditors. They aggressively sue ...

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    • Health Education Assistance Loan Program (HEAL PRIVATE STUDENT LOANS)

      What are HEAL loans? The HEAL loan program insured loans made by participating lenders to eligible graduate students pursuing education and eventual employment in various fields of medicine. Students ...

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    • PLATINUM FINANCIAL SERVICES DEFAULT JUDGMENT

      A consumer contacted us after he realized that a default judgment had been obtained against him by Platinum Financial Services, a debt buyer. Platinum Financial retained the debt collection law firm ...

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    • HOUSLANGER & ASSOCIATES BANK LEVY REMOVED

      Recently we have noticed that the debt collection law firm of Houslanger & Associates has been enforcing judgments and collecting debt on behalf of National Collegiate Student Loan Trust, one of the ...

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    • Palisades Acquistion XVI Judgment Matter Vacated

      This client initially contacted our firm after his bank account was frozen due to a New York judgment that had been entered against him in 2003. He had already moved to Florida at that time and was ...

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    • Jaffe & Asher Sheds Consumer Collection Unit

      The Manhattan-based New York branch of Jaffe & Asher, LLP reported to the New York State Department of Labor that it intends to lay-off 75 of its 119 New York employees in February 2016. The firm also ...

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    • Jefferson Capital Systems Student Loan Lawsuit Settled

      Our client was sued by Jefferson Capital Systems , a common debt buyer of private student loans. Jefferson often buys loans that were previously owned by National Collegiate Student Loan Trust , a ...

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    • Jefferson Capital Systems LLC

      Private student loans are a frequent feature on these blogs and they usually consist of the usual suspects such as Navient and National Collegiate Trust. However, there is a different route that ...

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    • FORSTER & GARBUS DEBT COLLECTION

      Forster and Garbus is very likely the biggest and most well-known debt collection law firm in New York. They practice in New Jersey as well although their presence there is not quite as large. Forster ...

      Read More
    • ASSET ACCEPTANCE JUDGMENT SETTLED

      We were retained by a client who had a $35,000 judgment against her by Asset Acceptance, a common debt buyer. They had retained the debt collection law firm of Sharinn and Lipshie PC to sue our client ...

      Read More
    • BANK ACCOUNT UNFROZEN AND JUDGMENT VACATED FOR DISCOVER BANK FORSTER & GARBUS DEBT

      Our client retained us after her bank account was frozen for $6,000 one day. Like many New Yorkers, she woke up and now could not pay any of her bills and was left with no money to live because her ...

      Read More
    • SLM PRIVATE CREDIT STUDENT LOAN TRUST VL FUNDING LLC, FORSTER AND GARBUS, JUDGMENT REMOVED AND WAGE GARNISHMENT STOPPED

      Every day, we receive calls from people who have judgments ruining their credit, yet they were never given the ability to defend themselves in court. People are sued in New York and New Jersey daily ...

      Read More
    • NATIONAL COLLEGIATE STUDENT LOAN TRUST

      As we have mentioned in many of these blog posts, National Collegiate Student Loan Trust or (NCSLT), is one of the largest and most common private student loan creditors. They aggressively sue ...

      Read More
    • BANK OF AMERICA/AMERICAN EXPRESS DEBT

      This case involved a $92,000 debt stemming from a combination of a Bank of America/American Express credit card. This is a rare and very interesting type of situation which evolved through an ...

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    • Kazlow & Kazlow/Access Group Loan Settled

      Access Group Tertiary, a private student loan guarantor sued our client through their local New York attorneys, Kazlow and Kazlow, a firm we defend consumers against often. We immediately drafted an ...

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    • Kirschenbaum, Phillips & Levy Lawsuit Defense

      Our client was sued by the Law Offices of Kirschenbaum, Phillips, & Levy, PC for a $6,977 Discover defaulted credit card account in Nassau County. Our client had been out of work for approximately ...

      Read More
    • Arrowood Indemnity Private Student Loans

      Arrowood Indemnity is one of the most common private student loan creditor’s that sue consumers and try to enforce default judgments. Many people still wonder who they really are. Almost every client ...

      Read More
    • Arrowood Indemnity Student Loan Settled

      The debt collection law firm of Kleinman, Saltzman and Bolnick , obtained a default judgment against our client for an alleged student loan that she owed. They did so on behalf of their client ...

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    • Jaffe & Asher Sheds Consumer Collection Unit

      The Manhattan-based New York branch of Jaffe & Asher, LLP reported to the New York State Department of Labor that it intends to lay-off 75 of its 119 New York employees in February 2016. The firm also ...

      Read More
    • NATIONAL COLLEGIATE STUDENT LOAN TRUST

      As we have mentioned in many of these blog posts, National Collegiate Student Loan Trust or (NCSLT), is one of the largest and most common private student loan creditors. They aggressively sue ...

      Read More
    • Malen & Associates Bank Levy Lifted

      Recently we have been receiving numerous calls from consumers stating that collection law firms or agencies are telling them to simply sign a “conditional release” with their bank to unfreeze their ...

      Read More
    • Mel S. Harris Case Dismissed

      Our client contacted us in a panic after she discovered that her bank account was frozen with over $15,000 in it. After a quick investigation, we were able to establish that the collection law firm of ...

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    • Mullooly Jeffrey Rooney and Flynn Judgment Vacated

      Our client contacted us about a lien on her property dating back from a default judgment that was obtained against her in 2012. Unifund CCR LLC, a common debt buyer had sued her in upstate New York ...

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    • ARROWOOD INDEMNITY PRIVATE STUDENT LOAN

      Our client was sued by the law office Stawiarski & Associates, PC on a private student loan in that was allegedly in default. They did so on behalf of their client Arrowood Indemnity Co, a common ...

      Read More
    • Schachter Portnoy/Cavalry Portfolio LLC Debt Settled

      Recently, Lebedin Kofman LLP was retained as counsel to defend a private student loan lawsuit. The creditor and plaintiff was Cavalry Portfolio Services, LLC, a debt buyer who was represented by the ...

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    • LR Credit/Mel S. Harris Case Dismissed

      Our client contacted us after he learned that his bank account was frozen in the state of Texas where he resides. We were able to quickly establish that the collection law firm of Mel S. Harris had ...

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    • LVNV FUNDING AND ERIN CAPITAL MANAGEMENT DEBT CASES DISMISSED

      We recently had two clients with similar situations having default judgments against them that were both being enforced by the debt collection law firm, Eltman Law, formerly known as Eltman and ...

      Read More
    • FORSTER AND GARBUS DEFAULT JUDGMENT VACATED

      We were retained by a client that discovered a 2007 default judgment from Capital One Bank, a common predatory lender who were represented by Forster and Garbus, a debt collection law firm after ...

      Read More
    • Five New York Judgments Vacated and Dismissed for Client

      We were retained by a client living in Arizona who had 5 NY judgments on his credit report and was distraught by the effect these judgments were having on his credit score and ability to obtain ...

      Read More
    • MAIDENBAUM & ASSOCIATES DEBT SETTLED

      Our firm was contacted after our client’s bank account was restrained as the result of a default judgment entered by Accounts Receivable System a debt buyer that bought this particular debt from ...

      Read More
    • THREE CAPITAL ONE DEBT CASES SETTLED WITH MALEN & ASSOCIATES

      Recently we were retained by multiple clients whom had Capital One debt cases against them. Capital One Bank is generally known to be one of the more aggressive creditors in the consumer debt world. ...

      Read More
    • Malen & Associates Bank Levy Lifted

      Recently we have been receiving numerous calls from consumers stating that collection law firms or agencies are telling them to simply sign a “conditional release” with their bank to unfreeze their ...

      Read More
    • "Zombie Debt" Lawsuits Bring Old Debts Back to Life

      When a person satisfies a debt either through payment or bankruptcy discharge, it should be gone forever – dead and buried, never to be seen again. This seems like common sense, right? Unfortunately, ...

      Read More
    • Medical Debt and Its Effect on Credit Scores

      According to a new report based on studies conducted by the National Consumer Law Center, nearly 75 million working age adults experienced problems with medical bills in 2012, and about 41 million ...

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    • Mel S. Harris and Stephen Einstein & Associates Merger

      The collection litigation and creditor law firms Mel S. Harris and Stephen Einstein appear to have merged ownership. As a result of this merger the firms have expanded their staff and relocated to a ...

      Read More
    • Pinpoint Technologies Case Resolved In One Day

      Our client retained our office when his bank account was frozen pursuant to a bank restraint levied against his account. Finding himself in the same position as thousands of debtors in New York every ...

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    • LR Credit/Mel S. Harris Case Dismissed

      Our client contacted us after he learned that his bank account was frozen in the state of Texas where he resides. We were able to quickly establish that the collection law firm of Mel S. Harris had ...

      Read More
    • MEYERS SAXON & COLE BUSINESS AND STUDENT LOAN DEBT

      Meyers Saxon and Cole is a debt collection law firm based in Brooklyn that mainly handles business debt matters as well as some private student loan collection. We have defended many businesses ...

      Read More
    • Midland Funding Wins FDCPA Case

      In the recent case of Huebner v. Midland Credit Management Inc. , a federal judge for the United States District Court, Eastern District of New York granted summary judgment in favor of the ...

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    • Attorney Fights Disqualification Motion in Midland Credit Debt Collection Suit

      In a recent case, attorney Mitchell Pashkin, who has previously represented Midland Credit Management Inc., while he was the managing attorney at Cohen & Slamowitz, pushed a New York federal judge to ...

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    • MIDLAND FUNDING, ASSET ACCEPTANCE & PORTFOLIO RECOERY ASSOCIATES SEEK DISMISSAL OF DEBT COLLECTION CLASS ACTION

      In early March, several banks and debt collectors filed a brief in the Second Circuit that asked the court to dismiss a case brought by consumers in a debt collection proposed class action on the ...

      Read More
    • A district court judge certified a new class-action lawsuit against Midland Funding LLC.

      A district court judge certified a new class-action lawsuit against Midland Funding LLC. The suit alleges that Midland violated New York usury laws by charging thousands of struggling borrowers ...

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    • Five New York Judgments Vacated and Dismissed for Client

      We were retained by a client living in Arizona who had 5 NY judgments on his credit report and was distraught by the effect these judgments were having on his credit score and ability to obtain ...

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    • Fein Such Kahn & Shephard Mortgage Judgment Settled

      A consumer contacted our firm after receiving a letter from Fein Such Kahn and Shephard, a common New Jersey debt collection law firm stating that a NJ judgment had been entered against him by LCS ...

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    • BANK OF AMERICA MULLOOLY JEFFREY ROONEY AND FLYNN WAGE GARNISHMENT REMOVED

      Bank of America is a common original creditor that pursues consumers through debt collection and litigation. BOA or FIA Card Services as they often appear on lawsuits retain the debt collection law ...

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    • Unifund CCR Judgment Vacated Against Mullooly, Jefferey, Rooney and Flynn

      We were retained by a client who received a wage garnishment execution order which caused a major problem for her as she was a financial advisor for a bank. A default judgment was placed against her ...

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    • Daniels Norelli, Stephen Einstein & Associates & Mullooly Jeffrey Rooney & Flynn Cases Defended

      Clients often come to our firm with multiple judgments entered against them during a time of financial hardship in their lives. Most commonly, it is the result of job loss, divorce, or medical issues. ...

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    • NATIONAL COLLEGIATE STUDENT LOAN TRUST AND TRANSWORLD SYSTEMS

      Thousands of private student loan borrowers could be granted restitution since the Consumer Financial Bureau found that National Collegiate Student Loan Trust violated federal consumer financial laws. ...

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    • NATIONAL COLLEGIATE STUDENT LOAN TRUST AND TRANSWORLD SYSTEMS

      Thousands of private student loan borrowers could be granted restitution since the Consumer Financial Bureau found that National Collegiate Student Loan Trust violated federal consumer financial laws. ...

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    • NATIONAL COLLEGIATE & NAVIENT PRIVATE STUDENT LOAN LAWSUIT DEFENSES

      Rising tuition costs and subsequently increasing student loan debts are contributing to billions of dollars in borrower defaults. In response, debt collection agencies and law firms are aggressively ...

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    • NAVIENT PRIVATE STUDENT LOAN DEBT SETTLED

      Recently, we were retained by a consumer who was sued by Navient, a private student loan lender, and probably the biggest student loan lender in the country. The lawsuit against her was for over ...

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    • NCO Financial Systems

      NCO Financial began as small Philadelphia-based family owned business in 1926. After moving into the student loan collection business, it expanded into a prominent and powerful debt collection ...

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    • NCO Portfolio Management Debt Dismissed

      A former client retained our services again when another old debt came back to potentially garnish his wages. A default judgment had been entered against him in 2008 by NCO Portfolio Management , one ...

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    • Polanco v. NCO Portfolio Mgt., Inc.

      In a recent case, the Court granted plaintiff's motion to amend and add a claim of unlawful conversion to her complaint for unlawful conversion of plaintiff's funds. Plaintiff was able to sufficiently ...

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    • Pressler & Pressler and New Century Financial ordered to stop deceptive practices

      In a recent action, the Consumer Financial Protection Bureau ordered a debt collection law firm and two principal partners to stop filing deceptive lawsuits based on faulty or nonexistent evidence. ...

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    • Attorney General Schneiderman Sues Northern Leasing Systems, Inc. For Abusive and Deceptive Practices

      On Tuesday, April 13, 2016, Attorney General Eric T Schneiderman announced that a lawsuit had been filed against Northern Leasing Systems Inc., for their “fraudulent and deceptive practices that trap ...

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    • Palisades Acquistion XVI Judgment Matter Vacated

      This client initially contacted our firm after his bank account was frozen due to a New York judgment that had been entered against him in 2003. He had already moved to Florida at that time and was ...

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    • PALISADES COLLECTION LLC JUDGMENT VACATED

      We were contacted by a client who received a notice of wage garnishment from a New York City Marshal to his job stating that garnishment against him would begin within a twenty-day period based on a ...

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    • Palisades LLC Case Resolved

      Our client was initially sued in 2005 by Houslanger & Associates , on behalf of their client Colonial Credit Corporation. A default judgment was not enforced until almost two years later in 2007. ...

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    • Pinpoint Technologies Case Resolved In One Day

      Our client retained our office when his bank account was frozen pursuant to a bank restraint levied against his account. Finding himself in the same position as thousands of debtors in New York every ...

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    • MIDLAND FUNDING, ASSET ACCEPTANCE & PORTFOLIO RECOERY ASSOCIATES SEEK DISMISSAL OF DEBT COLLECTION CLASS ACTION

      In early March, several banks and debt collectors filed a brief in the Second Circuit that asked the court to dismiss a case brought by consumers in a debt collection proposed class action on the ...

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    • FORSTER AND GARBUS DEFAULT JUDGMENT VACATED

      We were retained by a client that discovered a 2007 default judgment from Capital One Bank, a common predatory lender who were represented by Forster and Garbus, a debt collection law firm after ...

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    • FDCPA Action Brought Against Portfolio Recovery Associates

      Plaintiff Tracy Bourma filed a complaint in the United States District Court for the Middle District of Louisiana in May 2016 against Portfolio Recovery Associates and Experian Information Solutions ...

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    • PORTFOLIO RECOVERY ASSOCIATES HIT WITH $18 MILLION VERDICT

      A California federal court has ordered Portfolio Recovery Associates LLC, one of the largest debt buyers in the country to pay $18 million to resolve multidistrict litigation accusing the debt ...

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    • Pressler & Pressler and New Century Financial ordered to stop deceptive practices

      In a recent action, the Consumer Financial Protection Bureau ordered a debt collection law firm and two principal partners to stop filing deceptive lawsuits based on faulty or nonexistent evidence. ...

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    • CREDIT ACCEPTANCE, AUTOVEST, FORD MOTOR, TOYOTA FINANCIAL REPOSESSION DEBT CASES ON THE RISE

      Recently we have seen the number of auto repossession debt cases rise significantly. Auto-repo cases stem from consumers falling behind on their payments on a leased or financed car. When the car is ...

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    • CREDIT ACCEPTANCE AUTO REPOSSESSION JUDGMENT

      We have recently seen an influx of consumers calling about Credit Acceptance Corp., a creditor that specifically pursues consumers for automobile repossession debt. The case is often that a friend or ...

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    • Judgment against Rubin and Rothman Set Aside by Federal Judge

      Recently, United States District Judge Jose L. Linares agreed to set aside a default judgment in a suit against Rubin & Rothman LLP. The judgment was entered in December after the firm failed to meet ...

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    • NATIONAL COLLEGIATE STUDENT LOAN TRUST

      As we have mentioned in many of these blog posts, National Collegiate Student Loan Trust or (NCSLT), is one of the largest and most common private student loan creditors. They aggressively sue ...

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    • Class Action Suit Alleges Rubin & Rothman's Unlawful Collection of Debts

      A recent class action suit has been filed by a New Jersey man against debt collection law firm, Rubin & Rothman, LLP alleging violations of the Fair Debt Collection Practices Act including use of ...

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    • SLM Education Credit Finance Judgment Vacated

      SLM Education better known as Sallie Mae or these days Navient, is a student loan provider of federal and private loans. In this case they sued our client for Sallie Mae private student loans totaling ...

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    • SELIP AND STYLIANOU JUDGMENT VACATED

      Unlike many of the various debt buyers that we defend consumers against such as Midland Funding or LVNV Funding, it can be more difficult to defend against original creditors like Discover Bank. We ...

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    • Five New York Judgments Vacated and Dismissed for Client

      We were retained by a client living in Arizona who had 5 NY judgments on his credit report and was distraught by the effect these judgments were having on his credit score and ability to obtain ...

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    • Selip & Stylianou Judgment's Vacated And Dismissed

      Selip & Stylianou, the collection law firm formerly known as Cohen & Slamowitz obtained two default judgments against our client in 2008 and 2009 respectively. The first creditor was Metro Portfolios, ...

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    • NATIONAL COLLEGIATE STUDENT LOAN TRUST

      As we have mentioned in many of these blog posts, National Collegiate Student Loan Trust or (NCSLT), is one of the largest and most common private student loan creditors. They aggressively sue ...

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    • Schachter Portnoy/Cavalry Portfolio LLC Debt Settled

      Recently, Lebedin Kofman LLP was retained as counsel to defend a private student loan lawsuit. The creditor and plaintiff was Cavalry Portfolio Services, LLC, a debt buyer who was represented by the ...

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    • Schachter Portnoy Debt Lawsuit Settled

      In this case our client was sued by Cavalry SPV I LLC, a common low end debt buyer by way of their attorneys Schachter & Portnoy LLC whom handle many of these debt collection lawsuits in New York. ...

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    • FTC and U.S District Court Stop Debt Scam

      The United States District Court has ordered a permanent injunction against a Chicago-based debt collection company. Stark Recovery targeted both consumers and other collection agencies with fake debt ...

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    • Tuition Debt Resolved with Stein & Stein

      Colleges and Universities often sue former students for tuition debt allegedly owed. As with other debt they are generally able to obtain a default judgment and enforce against a bank account or ...

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    • Daniels Norelli, Stephen Einstein & Associates & Mullooly Jeffrey Rooney & Flynn Cases Defended

      Clients often come to our firm with multiple judgments entered against them during a time of financial hardship in their lives. Most commonly, it is the result of job loss, divorce, or medical issues. ...

      Read More
    • Stephen Einstein Takes Over Mel S. Harris Cases

      Since the recent Sykes decision, Mel S. Harris a former New York debt collection law firm folded and was bought or assumed by another very common New York debt collection law firm named Stephen ...

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    • STEPHEN EINSTEIN & ASSOCIATES VACATES MRC RECEIVABLES CORPORATION JUDGMENT; UNFREEZES BANK ACCOUNT AND DISMISSES $11,000 CASE AGAINST OUR CLIENT

      Our client contacted us after his bank account was frozen because of a NY judgment entered against him in 2005 for $6,600. We quickly found that the judgment entered against him in Queens County Civil ...

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    • NATIONAL COLLEGIATE STUDENT LOAN TRUST DEBT

      We are often retained to defend people who are dealing with private student loan debt and lawsuits against them. Creditors such as Navient and National Collegiate Trust are two of the biggest private ...

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    • NAVIENT STUDENT LOAN LAWSUITS UPDATE

      Recently, student loan giant, Navient, agreed to voluntarily suspend collection activities on the debt of certain borrowers who have filed for bankruptcy while a lawsuit filed by the Consumer ...

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    • STUDENT LOAN CHARGEOFFS

      In February 2016, the Government Accountability Office released a report that suggests that the Obama administration’s policies have exacerbated student debt. Student loans account for nearly ...

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    • NAVIENT PRIVATE STUDENT LOAN DEBT SETTLED

      Recently, we were retained by a consumer who was sued by Navient, a private student loan lender, and probably the biggest student loan lender in the country. The lawsuit against her was for over ...

      Read More
    • NATIONAL COLLEGIATE STUDENT LOAN TRUST DEBT

      We are often retained to defend people who are dealing with private student loan debt and lawsuits against them. Creditors such as Navient and National Collegiate Trust are two of the biggest private ...

      Read More
    • SLM PRIVATE CREDIT STUDENT LOAN TRUST VL FUNDING LLC, FORSTER AND GARBUS, JUDGMENT REMOVED AND WAGE GARNISHMENT STOPPED

      Every day, we receive calls from people who have judgments ruining their credit, yet they were never given the ability to defend themselves in court. People are sued in New York and New Jersey daily ...

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    • Things to Know About Private Student Loans

      As the cost of college and graduate programs continue to rise, student loans are becoming a commonplace in higher education. On average students from the class of 2014 owed approximately $29.000 in ...

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    • BANK OF AMERICA MULLOOLY JEFFREY ROONEY AND FLYNN WAGE GARNISHMENT REMOVED

      Bank of America is a common original creditor that pursues consumers through debt collection and litigation. BOA or FIA Card Services as they often appear on lawsuits retain the debt collection law ...

      Read More
    • Unifund CCR Judgment Vacated Against Mullooly, Jefferey, Rooney and Flynn

      We were retained by a client who received a wage garnishment execution order which caused a major problem for her as she was a financial advisor for a bank. A default judgment was placed against her ...

      Read More
    • SLM Education Credit Finance Judgment Vacated

      SLM Education better known as Sallie Mae or these days Navient, is a student loan provider of federal and private loans. In this case they sued our client for Sallie Mae private student loans totaling ...

      Read More
    • Wells Fargo Private Student Loan Debt Settled

      We were retained by a client about a year ago with a Wells Fargo private student loan with a balance of just over $100,000. The client had just defaulted on the loan which means that there was no ...

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    • "Zombie Debt" Lawsuits Bring Old Debts Back to Life

      When a person satisfies a debt either through payment or bankruptcy discharge, it should be gone forever – dead and buried, never to be seen again. This seems like common sense, right? Unfortunately, ...

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    • Discover Private Student Loan Discharged

      We were retained on two defaulted Discover private student loans that totaled about $80,000. These loans were originally issued by Citibank but later sold and transferred to Discover as most Citibank ...

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