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Blog Posts in June, 2014

Polanco v. NCO Portfolio Mgt., Inc.

In a recent case, the Court granted plaintiff's motion to amend and add a claim of unlawful conversion to her complaint for unlawful conversion of plaintiff's funds. Plaintiff was able to ...
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Consumer Financial Protection Bureau Investigate Consumer Reporting Agencies

In their investigation into Consumer Reporting Agencies, the Consumer Financial Protection Bureau ("CFPB") discovered problems and violations in their practice and procedures that did not ...
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Six Things To Know About Which Debts to Prioritize

Deciding which debts to pay first is a personal decision that is different for many people in different circumstances, but a consumer debtor should know about which debts are priority and should be ...
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Federal Credit Reporting Act Violations in New York

The United States District Court for the Southern District of New York in Crawford v. Recovery Partners, partially granted plaintiff's motion to amend his complaint against defendant, Recovery ...
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Know Six Things that Creditors Can and May Do if a Default Occurs

Creditors can stop doing business with you. Creditors can report your debt to a credit reporting agency, but the agency has a legal duty to report your debt accurately. Debt collectors also have a ...
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7 Things To Know About What Creditors CANNOT Do When You Apply for Credit

Creditors cannot… Discourage you from applying or reject your application based on your race, color, religion, national origin, sex, marital status, age, or because you receive public ...
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Six Things to Know about your Rights Against Debt Collectors in New York City

New York City has some of the strongest debt collection laws and regulations to protect its residents from harmful practices. Residents receive some additional protections that are not provided by ...
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